RR Asset Allocator

Risk Analysing and Asset Allocation Calculator

This tool will analyse your risk profile and will help you calculate the kind of instrument you should ideally invest in.

1. Present age (in complete years)

Less than 35 years
35 to 50 years
51 to 65 years
66 years or more

2. Current working status

Salaried
Self Employed Professional (Doctor, CA, MBA, Architect, Engineer)
Self Employed Non-Professional
Retired

3. If currently self-employed, how long are you in business?

Less than 3 years
3 to 5 years
6 to 10 years
11 years or more

4. Is your spouse working?

Yes
No

5. Number Of dependents

None
1 to 2
3 to 4
5 or more

6. Do you own a home?

Yes
No

7. How much do you save annually as a percentage of your annual earnings?

Less than 5%
5% to less than 20%
20% to less than 30%
30% or more

8. What is your level of experience with investment products?

	No investment experience
	A little investment experience (i.e. have invested in fixed deposits, liquid funds and time deposits)
	Moderate investment experience (i.e. have invested in bonds and balanced mutual funds)
	Considerable investment experience (i.e. have invested in Equity Mutual Funds and Equities)

9. How much of your total investment in equities is invested in 2-3 scripts?

Less than 10%
10% to less than 20%
20% to less than 30%
30% or more

10. How long do you think you will keep your investments ?

Less than 1 year
Between 1 and 2 years
Between 2 and 3 years
More than 3 years

11. What do you think your reaction would be if your investment suddenly drops in value?

Sell it to prevent further losses
Partially sell it, to reduce potential future losses
Hold the investment
Buy more (if it was attractive at a higher price, then it is even better at the lower price)

12. Which portfolio would you be most comfortable investing in?

Portfolio Worst Return Best Return

Portfolio 1           -5%                  10%
Portfolio 2         -10%                  20%
Portfolio 3         -15%                  30%
Portfolio 4         -20%                  40%
Portfolio 5         -25%                  50%
Portfolio 6         -30%                  60%