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Introducing Bajaj Finance Fixed Deposits

Interest rate up to 8.35% p.a.

Benefit of up to 0.40% for senior citizens

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Why to choose Bajaj Finance Limited FD?

Get additional benefit up to 0.40% per annum for senior citizens
CRISIL AAA/Stable & ICRA AAA[Stable]
FD Rates up to 8.50% per annum
Flexible tenures from 12 to 60 months

Bajaj Fixed Deposit Calculator

Estimate your return online and plan your investment in a better way
15,000 1,00,00,000
12 60
0
0
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Principal amount cannot be less than ₹ 15,000 and Tenure should be between 12 and 60 months.

Bajaj Finance Fixed Deposit ROI Chart

Interest Payout Non-Cumulative Scheme Cumulative Scheme
Period (Months) Monthly Quarterly Half yearly Yearly Interest
Benefit of up to 0.40% for Senior Citizens. Valid for deposits up to Rs. 5 crore (w.e.f. 03rd Apr 2024)
42 8.09% 8.15% 8.23% 8.40% 8.40%
44 7.95% 8.01% 8.09% 8.25% 8.25%
45-60 7.81% 7.87% 7.94% 8.10% 8.10%
43 7.81% 7.87% 7.94% 8.10% 8.10%
36-41 7.81% 7.87% 7.94% 8.10% 8.10%
33 7.81% 7.87% 7.94% 8.10% 8.10%
22 7.63% 7.68% 7.75% 7.90% 7.90%
34-35 7.53% 7.58% 7.65% 7.80% 7.80%
18 7.53% 7.58% 7.65% 7.80% 7.80%
24-32 7.53% 7.58% 7.65% 7.80% 7.80%
19-21 7.25% 7.30% 7.36% 7.50% 7.50%
15-17 7.25% 7.30% 7.36% 7.50% 7.50%
23 7.25% 7.30% 7.36% 7.50% 7.50%
12-14 7.16% 7.20% 7.27% 7.40% 7.40%

Frequently Asked Questions (FAQs)

A corporate fixed deposit is a type of investment where an investor can deposit a sum of money with a company for a fixed period, at a fixed rate of interest. The interest rate is usually higher than bank fixed deposits.

Corporate fixed deposits are relatively safe, but there is always some degree of risk involved. It is important to do your due diligence and research the credit rating and financial health of the company before investing.

The interest earned on corporate fixed deposits is taxed at the investor's slab rate of income tax. TDS (Tax Deducted at Source) is also applicable on interest earned on corporate fixed deposits.

The minimum investment amount for Bajaj Finance Limited fixed deposit lies between Rs. 15,000 and Rs. 1 crore.

The tenure of corporate fixed deposits can range from 12 months to 60 months.

Yes, most corporate fixed deposits can be withdrawn prematurely, but there are prematurity charges for doing so. It is important to check the terms and conditions of the investment before investing.

If the company defaults on payment, the investor may lose their entire investment. This is why it is important to invest in companies with good credit ratings and a track record of financial stability.

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* Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing.


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