IIFL SAMASTA FINANCE LIMITE

IIFL SAMASTA FINANCE LIMITED

Issue Size (Net)

upto to Rs. 1000 Crs

Credit Ratings

CCRISIL AA-/Watch Developing and ACUITE AA | Rating Watch Negative Implications

Issue Opening Date

03 Jun 2024

Issue Closing Date

14th Jun, 2024

ROI Chart Term Sheet Company Highlights Financials Highlights Prospectus

Specific Terms for Each Series of NCDs
Series	I	II	III	IV	V	VI
Frequency of Interest Payment	Monthly	Annual	Monthly	Annual	Monthly	Annual
Tenor	24 Months	24 months	36 Months	36 Months	60 months	60 Months
Coupon (% per annum) for NCD Holders in all Categories of Investors	9.20%	9.60%	9.57%	10.00%	10.03%	10.50%
Effective Yield (% per annum) for NCD Holders in all Categories of Investors	9.60%	9.60%	10.00%	10.00%	10.50%	10.49%
Redemption Amount (₹ / NCD) on Maturity for NCD Holders in all Categories	Rs 1,000.00	Rs 1,000.00	Rs 1,000.00	Rs 1,000.00	Rs 1,000.00	Rs 1,000.00
Put/Call Option	NA

1.Company Information

IIFL SAMASTA FINANCE LIMITED is a systematically important Non Banking Finance (non - deposit accepting or holding) Company - microFinance Institution (NBFC MFI) in India that offers innovative and affordable financial products to women who are enrolled as members and organized as Joint Liability Group (“JLG”) from unbanked sections in society including encompassing cultivators, agricultural laborers, vegetable and flower vendors, cloth traders, tailors, craftsmen, as well as household and industrial workers across rural, semi urban and urban areas in India. IIFL SAMASTA is a subsidiary of IIFL Finance Limited. We offer wide range of loans tailored for underserved individuals who lack access to traditional banking services and includes income generation loans (“IGL”) (to establish a new enterprise or expand an existing business), top-up loans, loan against property, micro enterprise loan, Lifestyle and Family Welfare loans such as dairy cattle loan, sanitation and hygiene, acquisition of daily-use items like cook stoves, water purifiers, solar lights,mobile phones, and other products enhancing their way of life. Going beyond IIFL SAMASTA financial services, IIFL SAMASTA Company also provides non-financial services, including life and hospicash insurance, along with financial counseling, ensuring comprehensive support for its valued customers. We believe that our customer-centric business model, wide range of product offerings, as well as IIFL SAMASTA well-designed product delivery and collection systems, have enabled us to achieve low credit costs. IIFL SAMASTA average cost of borrowing in Fiscal 2023 and six months period ending September 30, 2023 were 9.98% and 10.49%, respectively.

2.Rating:

CRISIL AA-/Watch Developing and ACUITE AA | Rating Watch Negative Implications

3.IIFL Samasta Finance NCD Registrar

Link Intime India Private Ltd

C 101, 247 Park, L.B.S.Marg,

Vikhroli (West), Mumbai - 400083

Phone: +91-22-4918 6270

Email: iiflsamasta.ncd2023@linkintime.co.in

Website:https://linkintime.co.in/mipo/ipoallotment.html

IIFL Samasta Finance Limited Financial Information

Period Ended	Total Assets	Total Revenue	Profit After Tax	Net Worth	Reserves and Surplus	Total Borrowing
31-Mar-23	8,904.10	1,753.51	128.18			3,540.00
31-Mar-22	6,394.43	1,019.93	50.6			3,144.00
31-Mar-21	4,408.21	702.2	66.62			2,215.81
Amount in Rs. Crore

Issuer	IIFL SAMASTA FINANCE LIMITED
Instrument	Secured Redeemable Non-Convertible Debentures (NCDs)
Issue Opens on	03 Jun, 2024
Issue Closes on	14th Jun, 2024
Issue Size	Public issue by the Company of secured redeemable non-convertible debentures of face value of Rs.1,000 each (“NCDs”) for an amount up to Rs.200 Crs (“Base Issue Size”) with a green shoe option of Rs. Rs. 800 Crs aggregating up to Rs 1000 Crs
Issue Price / Face Value	Rs.1,000 per NCD
Minimum Application	Rs.10,000(10NCD)collectively cross all Options
Credit Rating	CRISIL AA-/Watch Developing and ACUITE AA \| Rating Watch Negative Implications
Registrar	Link Intime India Private Limited
Listing	The NCDs are proposed to be listed on BSE within 6 Working Days from the respective Tranche Issue Closing Date.
Issuancemodeoftheinstrument	Dematerializedform
Registrar	Link Intime India Private Limited
CreditRating	CRISIL AA-/Watch Developing and ACUITE AA \| Rating Watch Negative Implications
Basisofallotment	First come Firstserve
Allocation Ratio	QIB:10%, Corporate: 30%, HNI:30% and Retail Individual :30%

Specific Terms for Each Series of NCDs
Series	I	II	III	IV	V	VI
Frequency of Interest Payment	Monthly	Annual	Monthly	Annual	Monthly	Annual
Tenor	24 months	24 months	36 months	36 months	60 months	60 Years
Coupon (% per annum) for NCD Holders in all Categories of Investors	9.20%	9.60%	9.57%	10.00%	10.03%	10.50%
Effective Yield (% per annum) for NCD Holders in all Categories of Investors	9.60%	9.60%	10.00%	10.00%	10.50%	10.49%
Redemption Amount (₹ / NCD) on Maturity for NCD Holders in all Categories	Rs. 1000	Rs. 1000	Rs.1000	Rs. 1000	Rs. 1000	Rs. 1000
Put/Call Option	NA

Prospectus File

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