IIFL Finance LIMITED NCD

IIFL Finance Limited NCD

Issue Size (Net)

upto Rs.500 Crore

Credit Ratings

“CRISIL A+/ Stable” & “[ICRA] AA (Stable)”

Issue Opening Date

APRIL 7, 2025

Issue Closing Date

APRIL 23, 2025

ROI Chart Term Sheet Company Highlights Financials Highlights Prospectus

Specific Terms for Each Series of NCDs
Series	I	II	III	IV	V	VI	VII	VIII	IX
Frequency of Interest Payment	Annual	Cumulative	Annual	Cumulative	Monthly	Annual	Cumulative	Monthly	Annual
Tenor	15 Months	15 Months	24 Months	24 Months	36 Months	36 Months	36 Months	60 Months	60 Months
Coupon (% per annum) for Category I, II, III & IV	9.00%	NA	9.30%	NA	9.35%	9.75%	NA	9.60%	10.25%
Effective Yield (per annum) for in Category I, II, III & IV	9.06%	9.00%	9.30%	9.30%	9.76%	9.74%	9.75%	10.03%	10.24%
Redemption Amount (₹ / NCD) on Maturity for NCD Holders in Category I, II, III, IV	Rs.1000	Rs 1,113.67	Rs.1000	Rs.1,194.65	Rs.1000	Rs.1000	Rs.1,322.28	Rs.1000	Rs.1000
Put and Call Option	Not Applicable

1.Company Information

"IIFL Finance Limited is a Non-Banking Financial Company – Middle Layer (“NBFC-ML”) registered with the RBI, catering to the credit requirements of a diverse customer base with its plethora of products. Our offerings include home loans,gold loans, MSME secured loan, MSME unsecured loan, personal loans, supply chain finance, micro finance, construction and real estate finance and capital market finance, catering to both retail and corporate clients. The Company has received a registration as a Non-Banking Financial Company bearing registration number N-13.02386 vide certificate dated March 6, 2020.Over the past several years, we have diversified our products and expanded our presence into segments that are of greater relevance to the evolving business environment and customer demand trends. Our key strategy is to steadily grow high quality, diversified retail assets focusing on under-banked segments, with effective risk management and cost optimization through well-defined processes and leveraging technology. "

2. Rating:

“CRISIL A+/ Stable” & “[ICRA] AA (Stable)”

3.IIFL Finance NCD Registrar

MUFG Intime India Private Ltd

C 101, 247 Park, L.B.S.Marg,

Vikhroli (West), Mumbai - 400083,

Phone:+91-22-4918 6270

Email: smcglobal.ncd2024@linkintime.co.in

Website: https://linkintime.co.in/

IIFL Finance Limited Financial Information

Period Ended	Total Assets	Total Revenue	Profit After Tax	Net Worth
30-Sep-24	55,372.41	5,201.98	245.09	11,867.93
31-Mar-24	62,421.16	10,490.47	1,974.22	10,357.16
31-Mar-23	53,001.32	8,447.11	1,607.55	8,790.50
31-Mar-22	45,910.18	7,006.28	1,188.25	6,273.85
Amount in Rs. Crore

Issuer	IIFL Finance Limited
Instrument	Secured, Rated, Listed, Redeemable, Non-Convertible Debentures
Issue Opens on	Monday, April 7, 2025
Issue Closes on	Wednesday, April 23, 2025
Issue Size	Rs. 100 Crore with an option to retain oversubscription up to Rs. 400 Crore aggregating upto to Rs.500 Crore
Issue Price / Face Value	Rs.1,000/- per NCD
Minimum Application	Rs.10,000/- (10 NCD) and in multiples of Rs.1,000/- (1 NCD) thereafter.
Credit Rating	“CRISIL A+/ Stable” & “[ICRA] AA (Stable)”
Registrar	MUFG INTIME INDIA PRIVATE LIMITED
Listing	The NCDs are proposed to be listed on BSE
Category	I - Institutional	II - Non-Institutional	III -HNI	IV-Retail
Category Allocation	10%	10%	40%	40%
Put/Call Option	NA
Mode of Allotment	Compulsorily in dematerialized form.
Allotment	First Come First Serve Basis
Depositories	NSDL and CDSL

Specific Terms for Each Series of NCDs
Series	I	II	III	IV	V	VI	VII	VIII	IX
Frequency of Interest Payment	Annual	Cumulative	Annual	Cumulative	Monthly	Annual	Cumulative	Monthly	Annual
Tenor	15 Months	15 Months	24 Months	24 Months	36 Months	36 Months	36 Months	60 Months	60 Months
Coupon (% per annum) for Category I, II, III & IV	9.00%	NA	9.30%	NA	9.35%	9.75%	NA	9.60%	10.25%
Effective Yield (per annum) for in Category I, II, III & IV	9.06%	9.00%	9.30%	9.30%	9.76%	9.74%	9.75%	10.03%	10.24%
Redemption Amount (₹ / NCD) on Maturity for NCD Holders in Category I, II, III, IV	Rs.1000	Rs.1,113.67	Rs.1000	Rs.1,194.65	Rs.1000	Rs.1000	Rs.1,322.28	Rs.1000	Rs.1000
Put and Call Option	Not Applicable

Prospectus File

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