NIDO HOME FINANCE LIMITED NCD

Issue Size (Net)

upto Rs. 150 Crore

Credit Ratings

“CRISIL A+/Watch Negative (Placed on ‘Rating Watch with Negative Implications)” by CRISIL

Issue Opening Date

March 13, 2025

Issue Closing Date

March 27, 2025

ROI Chart Term Sheet Company Highlights Financials Highlights Prospectus

Specific Terms for Each Series of NCDs
Series	I	II	III	IV	V	VI	VII	VIII	IX	X
Frequency of Interest Payment	Annual	Cumulative	Monthly	Annual	Cumulative	Monthly	Annual	Cumulative	Monthly	Annual
Tenor	24 Months	24 Months	36 Months	36 Months	36 Months	60 Months	60 Months	60 Months	120 Months	120 Months
Coupon (% per annum) for Category I, II, III & IV	9.50%	NA	9.58%	10.00%	NA	10.03%	10.50%	NA	10.49%	11.00%
Effective Yield (per annum) for in Category I, II, III & IV	9.50%	9.50%	10.01%	9.99%	10.00%	10.50%	10.49%	10.50%	11.00%	10.99%
Redemption Amount (₹ / NCD) on Maturity for NCD Holders in all Categories	Rs.1,000	Rs.1199.13	Rs.1,000	Rs.1,000	Rs.1331.35	Staggered Redemption in Two (2) annual payments of ₹500 each, starting from 4th Anniversary* until Maturity	Staggered Redemption in Two (2) annual payments of ₹500 each, starting from 4th Anniversary* until Maturity	1648.17	Staggered Redemption in Five (5) annual payments of ₹200 each, starting from 6th Anniversary* until Maturity	Staggered Redemption in Five (5) annual payments of ₹200 each, starting from 6th Anniversary* until Maturity
Put and Call Option	Not Applicable

1.Company Information

Nido Home Finance Limited (formerly known as Edelweiss Housing Finance Limited) (the “Company” or “Issuer”) was incorporated at Mumbai on May 30, 2008 as a public limited company with the name ‘Edelweiss Housing Finance Limited’ under the provisions of the Companies Act, 1956. The Company is a non-deposit taking Housing Finance Company focused on offering secured loan products to suit the needs of the individuals, including small ticket loans to their customers in the affordable housing category. They are a part of Edelweiss group which is one of the leading diversified financial services groups in India.

2. Rating:

“CRISIL A+/ Stable Securities with this rating are considered to have adequate degree of safety regarding timely servicing of financial obligations. Such securities carry low credit risk.

3.NIDO HOME FINANCE LIMITED Limited Registrar

Kfin Technologies Limited

KFintech, Tower-B, Plot No 31 & 32,

Financial District, Nanakramguda, Gachibowli,

Hyderabad, Telangana India - 500 032.

Phone: 04067162222, 04079611000

Email: nhfl.ncdipo@kfintech.com

Website: https://kosmic.kfintech.com

NIDO HOME FINANCE LIMITED (Formerly Known as Edelweiss Housing Finance Limited)

Period Ended	Total Assets	Total Revenue	Profit After Tax	Net Worth
Mar 31, 2024	3764.95	465.71	19.31	814.79
Mar 31, 2023	3786.24	444.69	16.06	794.47
Mar 31, 2022	3956.66	513.91	13.81	777.63
Amount in Rs. Crore

Issuer	NIDO HOME FINANCE LIMITED (Formerly Known as Edelweiss Housing Finance Limited)
Instrument	Secured Redeemable Non-Convertible Debentures (NCDs)
Issue Opens on	Thursday, March 13, 2025
Issue Closes on	Thursday, March 25, 2025
Issue Size	Rs.75 Crore with an option to retain oversubscription up to Rs.75 Crore aggregating upto to Rs.150 Crore
Issue Price / Face Value	Rs.1,000/- per NCD
Minimum Application	Rs.10,000/- (10 NCD) and in multiples of Rs.1,000/- (1 NCD) thereafter.
Credit Rating	“CRISIL A+/ Stable Securities with this rating are considered to have adequate degree of safety regarding timely servicing of financial obligations. Such securities carry low credit risk.
Registrar	Kfin Technologies Limited
Listing	The NCDs are proposed to be listed on BSE
Category	I - Institutional	II - Non-Institutional	III -HNI	IV-Retail
Category Allocation	10%	10%	40%	40%
Put/Call Option	NA
Mode of Allotment	Compulsorily in dematerialized form.
Allotment	First Come First Serve Basis
Depositories	NSDL and CDSL

Specific Terms for Each Series of NCDs
Series	I	II	III	IV	V	VI	VII	VIII	IX	X
Frequency of Interest Payment	Annual	Cumulative	Monthly	Annual	Cumulative	Monthly	Annual	Cumulative	Monthly	Annual
Tenor	24 Months	24 Months	36 Months	36 Months	36 Months	60 Months	60 Months	60 Months	120 Months	120 Months
"Coupon (% per annum) for Category I, II, III & IV"	9.50%	NA	9.58%	10.00%	NA	10.03%	10.50%	NA	10.49%	11.00%
"Effective Yield (per annum) for in Category I, II, III & IV"	9.50%	9.50%	10.01%	9.99%	10.00%	10.50%	10.49%	10.50%	11.00%	10.99%
Redemption Amount (₹ / NCD) on Maturity for NCD Holders in Category I, II, III, IV	Rs.1,000	Rs.1199.13	Rs.1,000	Rs.1,000	Rs.1331.35	Staggered Redemption in Two (2) annual payments of ₹500 each, starting from 4th Anniversary* until Maturity	Staggered Redemption in Two (2) annual payments of ₹500 each, starting from 4th Anniversary* until Maturity	1648.17	Staggered Redemption in Five (5) annual payments of ₹200 each, starting from 6th Anniversary* until Maturity	Staggered Redemption in Five (5) annual payments of ₹200 each, starting from 6th Anniversary* until Maturity
Put and Call Option	NA

Prospectus File

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