NIDO HOME FINANCE LIMITED

NIDO HOME FINANCE LIMITED NCD

Issue Size (Net)

upto to Rs.100 Crore

Credit Ratings

“CRISIL A+/Stable” (pronounced as CRISIL A plus rating with Stable outlook)

Issue Opening Date

February 13, 2024

Issue Closing Date

February 26, 2024

ROI Chart Term Sheet Company Highlights Financials Highlights Prospectus

Specific Terms for Each Series of NCDs
Series	I	II	III	IV	V	VI	VII	VIII	IX	X
Frequency of Interest Payment	Annually	Cumulative	Monthly	Annual	Cumulative	Monthly	Annual	Cumulative	Monthly	Annual
Tenor	24 Months	24 Months	36 Months	36 Months	36 Months	60 Months	60 Months	60 Months	120 Months	120 Months
Coupon (% perannum) for Category I,II, III & IV	9.50%	NA	9.58%	10.00%	NA	10.03%	10.50%	NA	10.26%	10.75%
Effective Yield (per annum) for in Category I, II, III & IV	9.50%	9.50%	10.00%	10.00%	10.00%	10.49%	10.49%	10.50%	10.75%	10.74%
Amount (₹ / NCD) on Maturity for NCD Holders in Category I,II, III & IV Maturity for NCD Holders in	Rs. 1000	Rs. 1,199.13	Rs.1000	Rs. 1000	Rs. 1,331.18	Staggered Redemption in Two (2) annual payments of ₹500 each, starting from 4th Anniversary* until Maturity	Staggered Redemption in Two (2) annual payments of ₹500 each, starting from 4th Anniversary* until Maturity	Rs. 1,648.27	Staggered Redemption in Five (5) annual payments of ₹200 each, starting from 6th Anniversary* until Maturity	Staggered Redemption in Five (5) annual payments of ₹200 each, starting from 6th Anniversary* until Maturity
Put/Call Option	NA

1.Company Information

Incorporated in 2010. Nido Home Finance Limited (formerly known as Edelweiss Housing Finance Limited) is a Housing Finance Company that has been providing access to credit to customers for various kinds of loans.
The company's portfolio includes:
1.Home Loans
2Loans against Property(LAP)
3.Home Improvement Loans
4.Plot + Self-Construction Loans
5.Balance Transfer of existing loans from other banks/HFCs/NBFCs
As of June 30, 2023, Nido have 67 offices in 67 cities in India. The company's operations are supported by 598 employees as of June 30, 2023.

2. Ratings

“CRISIL A+/Stable” (pronounced as CRISIL A plus rating with Stable outlook)

3.NIDO HOME FINANCE LIMITED NCD Registrar

Kfin Technologies Limited

KFintech, Tower-B, Plot No 31 & 32,

Financial District, Nanakramguda, Gachibowli,

Hyderabad, Telangana India - 500 032.

Phone:04067162222, 04079611000

Email: iccl.ncdipo@kfintech.com

Website:Website: Website: Website:https://karisma.kfintech.com/

NIDO HOME FINANCE LIMITED (Formerly Known as Edelweiss Housing Finance Limited)

Period Ended	Total Assets	Total Revenue	Profit After Tax
31-Mar-21	4931.10	551.05	3.73	762.79
31-Mar-22	3956.66	513.91	13.81	777.63
31-Mar-23	3786.24	444.69	16.06	794.47

Issuer	NIDO HOME FINANCE LIMITED (Formerly Known as Edelweiss Housing Finance Limited)
Instrument	Secured Redeemable Non-Convertible Debentures (NCDs)
Issue Opens on	Tuesday, February 13, 2024
Issue Closes on	Monday, February 26, 2024
Issue Size	Rs. 50 Crore with an option to retain oversubscription up to Rs. 50 Crore aggregating upto to Rs.100 Crore
Issue Price / Face Value	Rs.1,000/- per NCD
Minimum Application	Rs.10,000/- (10 NCD) and in multiples of Rs.1,000/- (1 NCD) thereafter.
Credit Rating	“CRISIL A+/Stable” (pronounced as CRISIL A plus rating with Stable outlook)
Registrar	KFIN Technologies Limited
Listing	The NCDs are proposed to be listed on BSE.
Category	I - Institutional	II - Non-Institutional	III -HNI	IV-Retail
Category Allocation	10%	10%	40%	40%
Put/Call Option	N.A.
Mode of Allotment	Compulsorily in dematerialized form.
Allotment	First Come First Serve Basis
Depositories	NSDL and CDSL

Specific Terms for Each Series of NCDs
Series	I	II	III	IV	V	VI	VII	VIII	IX	X
Frequency of Interest Payment	Annually	NA	Monthly	Annual	NA	Monthly	Annual	NA	Monthly	Annual
Tenor	24 Months	24 Months	36 Months	36 Months	36 Months	60 Months	60 Months	60 Months	120 Months	120 Months
Coupon (% perannum) for Category I,II, III & IV	9.50%	NA	9.58%	10.00%	NA	10.03%	10.50%	NA	10.26%	10.75%
Effective Yield (per annum) for in Category I, II, III & IV	9.50%	9.50%	10.00%	10.00%	10.00%	10.49%	10.49%	10.50%	10.75%	10.74%
Amount (₹ / NCD) on Maturity for NCD Holders in Category I,II, III & IV Maturity for NCD Holders in	Rs. 1000	Rs. 1,199.13	Rs.1000	Rs. 1000	Rs. 1,331.18	Staggered Redemption in Two (2) annual payments of ₹500 each, starting from 4th Anniversary* until Maturity	Staggered Redemption in Two (2) annual payments of ₹500 each, starting from 4th Anniversary* until Maturity	Rs. 1,648.27	Staggered Redemption in Five (5) annual payments of ₹200 each, starting from 6th Anniversary* until Maturity	Staggered Redemption in Five (5) annual payments of ₹200 each, starting from 6th Anniversary* until Maturity
Put/Call Option	NA

Prospectus File

Download