NIDO HOME FINANCE LIMITED NCD

Issue Size (Net)

upto Rs. 100 Crore

Credit Ratings

CRISIL A+/Watch Negative by CRISIL Ratings Limited

Issue Opening Date

17-Dec-24

Issue Closing Date

31-Dec-24

ROI Chart Term Sheet Company Highlights Financials Highlights Prospectus

Specific Terms for Each Series of NCDs
Series	I	II	III	IV	V	VI	VII	VIII	IX	X
Frequency of Interest Payment	Annual	Cumulative	Monthly	Annual	Cumulative	Monthly	Annual	Cumulative	Monthly	Annual
Tenor	24 Months	24 Months	36 Months	36 Months	36 Months	60 Months	60 Months	60 Months	120 Months	120 Months
Coupon (% per Annum)	9.50%	NA	9.58%	10.00%	NA	10.03%	10.50%	NA	10.49%	11.00%
Effective Yield(% per annum)	9.50%	9.50%	10.01%	10.00%	10.00%	10.50%	10.49%	10.50%	11.00%	10.99%
Amount on Maturity	Rs.1000	Rs 1,191.13	Rs.1000	Rs.1000	Rs 1,331.18	Rs.1000	Rs.1000	Rs 1,648.27	Rs.1000	Rs.1,000
Redemption Amount (₹ / NCD) on Maturity for NCD Holders in Category I, II, III, IV	Rs.1,000	Rs.1199.13	Rs.1,000	Rs.1,000	Rs.1331.18	Staggered Redemption in Two (2) annual payments of ₹500 each, starting from 4th Anniversary* until Maturity	Staggered Redemption in Two (2) annual payments of ₹500 each, starting from 4th Anniversary* until Maturity	1648.17	Staggered Redemption in Five (5) annual payments of ₹200 each, starting from 6th Anniversary* until Maturity	Staggered Redemption in Five (5) annual payments of ₹200 each, starting from 6th Anniversary* until Maturity
Put and Call Option	NA

1.Company Information

Nido Home Finance Limited, formerly known as Edelweiss Housing Finance Limited, was established in 2008 as a non-deposit-taking housing finance company. It operates as part of the Edelweiss Group, one of India’s leading financial services conglomerates. The company focuses on providing a wide range of credit options to meet diverse customer needs, including home loans, loans against property, and construction loans. Nido Home Finance offers tailored financial solutions for various requirements. Its home loans cater to salaried and self-employed individuals for purchasing, constructing, or renovating residential properties, secured by a mortgage on the property. The company also provides non-housing loans, such as loans against property (LAP), designed for self-employed individuals to meet working capital needs or fund other purposes. Additionally, it extends construction loans to developers for financing residential projects. In 2023, Nido earned accolades for its expertise in analytics and risk management, receiving awards like Best Analytics HFC at the India NBFC Summit & Awards and Best Data Science Housing Finance Company at the World BFSI Congress. It also won the Excellence in Data Analytics (Housing Finance Sector) and Excellence in Risk Management (Housing Finance Sector) at the National Awards for Excellence. By June 30, 2024, the company operated 67 branches in 67 cities across India and employed 679 people.

2. Rating:

CRISIL A+/Watch Negative by CRISIL Ratings Limited.

3.NIDO HOME FINANCE LIMITED Limited 2024 Registrar

Kfin Technologies Limited

KFintech, Tower-B, Plot No 31 & 32,

Financial District, Nanakramguda, Gachibowli,

Hyderabad, Telangana India - 500 032.

Phone: 04067162222, 04079611000

Email: nhfl.ncdipo@kfintech.com

Investor Grievance Email: iiflhomefinance.ncd2024@linkintime.co.in

Website: https://kosmic.kfintech.com

NIDO HOME FINANCE LIMITED Limited Financial Information (Restated)

Period Ended	Total Assets	Total Revenue	Profit After Tax	Net Worth
Mar 31, 2024	3764.95	465.71	19.31	814.79
Mar 31, 2023	3786.24	444.69	16.06	794.47
Mar 31, 2022	3956.66	513.91	13.81	777.63
Amount in Rs. Crore

Issuer	NIDO HOME FINANCE LIMITED Limited
Instrument	Secured, Redeemable, Non-Convertible Debentures (Secured NCDs)
Issue Opens on	17-Dec-24
Issue Closes on	31-Dec-24
Issue Size	Rs.50.00 Crore with an option to retain oversubscription up to Rs.50 Crore aggregating upto to Rs.100 Crore
Issue Price / Face Value	Rs.1,000/- per NCD
Minimum Application	Rs.10,000/- (10 NCD) and in multiples of Rs.1,000/- (1 NCD) thereafter.
Credit Rating	CRISIL A+/Watch Negative by CRISIL Ratings Limited
Registrar	Kfin Technologies Limited
Listing	The NCDs are proposed to be listed on BSE
Category	I - Institutional	II - Non-Institutional	III -HNI	IV-Retail
Category Allocation	10%	10%	40%	40%
Put/Call Option	NA
Mode of Allotment	Compulsorily in dematerialized form.
Allotment	First Come First Serve Basis
Depositories	NSDL and CDSL

Specific Terms for Each Series of NCDs
Series	I	II	III	IV	V	VI	VII	VIII	IX	X
Frequency of Interest Payment	Annual	Cumulative	Monthly	Annual	Cumulative	Monthly	Annual	Cumulative	Monthly	Annual
Tenor	24 Months	24 Months	36 Months	36 Months	36 Months	60 Months	60 Months	60 Months	120 Months	120 Months
Coupon (% per Annum)	9.50%	NA	9.58%	10.00%	NA	10.03%	10.50%	NA	10.49%	11.00%
Effective Yield(% per annum)	9.50%	9.50%	10.01%	10.00%	10.00%	10.50%	10.49%	10.50%	11.00%	10.99%
Amount on Maturity	Rs.1000	Rs 1,191.13	Rs.1000	Rs.1000	Rs 1,331.18	Rs.1000	Rs.1000	Rs 1,648.27	Rs.1000	Rs.1,000
Redemption Amount (₹ / NCD) on Maturity for NCD Holders in Category I, II, III, IV	Rs.1,000	Rs.1199.13	Rs.1,000	Rs.1,000	Rs.1331.18	Staggered Redemption in Two (2) annual payments of ₹500 each, starting from 4th Anniversary* until Maturity	Staggered Redemption in Two (2) annual payments of ₹500 each, starting from 4th Anniversary* until Maturity	1648.17	Staggered Redemption in Five (5) annual payments of ₹200 each, starting from 6th Anniversary* until Maturity	Staggered Redemption in Five (5) annual payments of ₹200 each, starting from 6th Anniversary* until Maturity
Put and Call Option	NA

Prospectus File

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