Sammaan Capital Limited NCD

Specific Terms for Each Series of NCDs
Series	I	II	III	IV	V	VI	VII	VIII	IX	X	XI	XII
Frequency of Interest Payment	Annual	Monthly	Cumulative	Annual	Monthly	Cumulative	Annual	Monthly	Annual	Monthly	Annual	Monthly
Tenor	24 Months	24 Months	24 Months	36 Months	36 Months	36 Months	60 Months	60 Months	84 Months	84 Months	120 Months	120 Months
Coupon (% per annum) for NCD Holders in	9.25%	8.88%	NA	9.40%	9.02%	NA	9.65%	9.25%	10.00%	9.57%	10.25%	9.80%
Coupon (% per annum) for NCD Holders in Categories III & IV	9.65%	9.25%	NA	9.90%	9.48%	NA	10.15%	9.71%	10.50%	10.03%	10.75%	10.25%
Effective Yield (% per annum) for NCD Holders in Categories I & II	9.25%	9.25%	9.25%	9.40%	9.40%	9.40%	9.65%	9.65%	10.00%	10.00%	10.25%	10.24%
Effective Yield (% per annum) for NCD Holders in ategories III & IV	9.65%	9.65%	9.65%	9.90%	9.90%	9.90%	10.15%	10.15%	10.50%	10.48%	10.74%	10.75%
Redemption Amount (₹ / NCD) on Maturity for NCD Holders in Category I and II	Rs.1000	Rs.1000	Rs.1193.56	Rs.1000	Rs.1000	Rs.1309.34	Staggered Redemption in Three (3) annual payments of ₹ 333.33 each starting from 3rd anniversary* until Maturity		Staggered Redemption in Five (5) annual payments of ₹ 200 each starting from 3rd anniversary* until Maturity		Staggered Redemption in Eight (8) annual payments of ₹ 125 each starting from 3rd anniversary* until Maturity
Redemption Amount (₹ / NCD) on Maturity for NCD Holders in Category III and IV	Rs.1000	Rs.1000	Rs.1202.32	Rs.1000	Rs.1000	Rs.1327.28	Staggered Redemption in Three (3) annual payments of ₹ 333.33 each starting from 3rd anniversary* until		Staggered Redemption in Three (3) annual payments of ₹ 333.33 each starting from 3rd anniversary* until		Staggered Redemption in Three (3) annual payments of ₹ 333.33 each starting from 3rd anniversary* until
Put and Call Option	NA

1.Company Information

Sammaan Capital Limited Company was incorporated as ‘Indiabulls Housing Finance Limited’, under the Companies Act, 1956 on May 10, 2005 pursuant to acertificate of incorporation issued by the Registrar of Companies, Delhi and Haryana at New Delhi (“RoC”) and commenced its business on January 10, 2006pursuant to a certificate of commencement of business issued by RoC.Pursuant to the resolution passed by the shareholders at the AGM held on September 25,2023 and an application filed by the Company to the Reserve Bank of India (“RBI”), the Company has obtained a certificate of registration dated June 28, 2024,bearing registration number N-14.03624, as a non-banking financial company without accepting public deposits by RBI in accordance with Section 45IA of Reserve Bank of India Act,1934 (“COR”). The RBI also approved the change of name of the Company to “Sammaan Capital Limited” under the COR, which was given effectto on the date of receipt of the COR by the Company (being July 2, 2024). Additionally, the Company has received a fresh certificate of incorporation dated May 21,2024 from the Ministry of Corporate Affairs pursuant to its change of name to Sammaan Capital Limited. The CIN of their Company is L65922DL2005PLC136029.

2. Rating:

“CRISIL AA/Stable” (pronounced as CRISIL double A rating with stable outlook) by CRISIL Ratings Limited and “[ICRA] AA (Stable)” (pronounced as ICRA double A rating with a stable outlook) by ICRA Limited

3.Sammaan Capital Limited Limited 2024 Registrar

Kfin Technologies Limited

KFintech, Tower-B, Plot No 31 & 32,

Financial District, Nanakramguda, Gachibowli,

Hyderabad, Telangana India - 500 032.

Fax: 04067162222, 04079611000

Email: scl.ncdipo@kfintech.com

Investor Grievance Email: iiflhomefinance.ncd2024@linkintime.co.in

Website: https://kosmic.kfintech.com/ipostatus/

Sammaan Capital Limited Limited Financial Information (Restated)

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Period Ended	Total Assets	Total Revenue	Profit After Tax	Net Worth
Mar 31, 2023	74945.24	8725.79	1127.68
Mar 31, 2022	81973.32	8993.90	1177.74	17678.34
Mar 31, 2021	74945.24	8725.79	1201.59	18353.75
Amount in Rs. Crore

Issuer	Sammaan Capital Limited Limited
Instrument	Secured Redeemable Non-Convertible Debentures (NCDs)
Issue Opens on	09-Dec-24
Issue Closes on	20-Dec-24
Issue Size	Rs. 100 Crore with an option to retain oversubscription up to Rs.200 Crore aggregating upto to Rs.300 Crore
Issue Price / Face Value	Rs.1,000/- per NCD
Minimum Application	Rs.10,000/- (10 NCD) and in multiples of Rs.1,000/- (1 NCD) thereafter.
Credit Rating	“CRISIL AA/Stable” (pronounced as CRISIL double A rating with stable outlook) by CRISIL Ratings Limited and “[ICRA] AA (Stable)” (pronounced as ICRA double A rating with a stable outlook) by ICRA Limited
Registrar	Link Intime India Private Limited
Listing	The NCDs are proposed to be listed on BSE
Category	I - Institutional	II - Non-Institutional	III -HNI	IV-Retail
Category Allocation	30%	10%	30%	30%
Put/Call Option	NA
Mode of Allotment	Compulsorily in dematerialized form.
Allotment	First Come First Serve Basis
Depositories	NSDL and CDSL

Specific Terms for Each Series of NCDs
Series	I	II	III	IV	V	VI	VII	VIII	IX	X	XI	XII
Frequency of Interest Payment	Annual	Monthly	Cumulative	Annual	Monthly	Cumulative	Annual	Monthly	Annual	Monthly	Annual	Monthly
Tenor	24 Months	24 Months	24 Months	36 Months	36 Months	36 Months	60 Months	60 Months	84 Months	84 Months	120 Months	120 Months
Coupon (% per annum) for NCD Holders in	9.25%	8.88%	NA	9.40%	9.02%	NA	9.65%	9.25%	10.00%	9.57%	10.25%	9.80%
Coupon (% per annum) for NCD Holders in Categories III & IV	9.65%	9.25%	NA	9.90%	9.48%	NA	10.15%	9.71%	10.50%	10.03%	10.75%	10.25%
Effective Yield (% per annum) for NCD Holders in Categories I & II	9.25%	9.25%	9.25%	9.40%	9.40%	9.40%	9.65%	9.65%	10.00%	10.00%	10.25%	10.24%
Effective Yield (% per annum) for NCD Holders in ategories III & IV	9.65%	9.65%	9.65%	9.90%	9.90%	9.90%	10.15%	10.15%	10.50%	10.48%	10.74%	10.75%
Redemption Amount (₹ / NCD) on Maturity for NCD Holders in Category I and II	Rs.1000	Rs.1000	Rs.1193.56	Rs.1000	Rs.1000	Rs.1309.34	Staggered Redemption in Three (3) annual payments of ₹ 333.33 each starting from 3rd anniversary* until Maturity		Staggered Redemption in Five (5) annual payments of ₹ 200 each starting from 3rd anniversary* until Maturity		Staggered Redemption in Eight (8) annual payments of ₹ 125 each starting from 3rd anniversary* until Maturity
Redemption Amount (₹ / NCD) on Maturity for NCD Holders in Category III and IV	Rs.1000	Rs.1000	Rs.1202.32	Rs.1000	Rs.1000	Rs.1327.28	Staggered Redemption in Three (3) annual payments of ₹ 333.33 each starting from 3rd anniversary* until		Staggered Redemption in Three (3) annual payments of ₹ 333.33 each starting from 3rd anniversary* until		Staggered Redemption in Three (3) annual payments of ₹ 333.33 each starting from 3rd anniversary* until
Put and Call Option	NA