Samman Capital Limited NCD

Samman Capital LIMITED

Issue Size (Net)

upto to Rs.125 Crore

Credit Ratings

“CRISIL AA Stable by CRISIL Ratings Limited (“CRISIL”)

Issue Opening Date

September 06, 2024

Issue Closing Date

September 19,2024

ROI Chart Term Sheet Company Highlights Financials Highlights Prospectus

Specific Terms for Each Series of NCDs
Series	I	II	III	IV	V	VI	VII	VIII	IX	X	XI	XII
Frequency of Interest Payment	Annual	Monthly	Cumulative	Annual	Monthly	Cumulative	Annual	Monthly	Annual	Monthly	Annual	Monthly
Tenor	24 Months	24 Months	24 Months	36 Months	36 Months	36 Months	60 Months	60 Months	84 Months	84 Months	120 Months	120 Months
Coupon (% perannum) for Category I & II	9.25%	8.88%	NA	9.40%	9.02%	NA	9.65%	9.25%	10.00%	9.57%	10.25%	9.80%
Coupon (per annum)III & IV	9.65%	9.25%	NA	9.90%	9.48%	NA	10.15%	9.71%	10.50%	10.03%	10.75%	10.25%
Effective Yield (per annum) for in Category I & II	9.25%	9.25%	9.25%	9.40%	9.40%	9.40%	9.65%	9.65%	10.00%	10.00%	10.25%	10.24%
Effective Yield (per annum)III & IV	9.65%	9.65%	9.65%	9.90%	9.90%	9.90%	10.15%	10.15%	10.50%	10.48%	10.74%	10.75%
Mode of Interest Payment	Through various modes available
Amount (₹ / NCD) on Maturity for NCD Holders in Category I,II, III & IV Maturity for NCD Holders in	Rs.1000	Rs.1000	Rs.1193.56	Rs.1000	Rs.1000	Rs.1309.34	Staggered Redemption in Three (3) annual payments of . 333.33 each starting from 3rd anniversary* until Maturity		Staggered Redemption in Five (5) annual payments of ₹ 200 each starting from 3rd anniversary* until Maturity		Staggered Redemption in Eight (8) annual payments of ₹ 125 each starting from 3rd anniversary* until Maturity
Put/Call Option	NotApplicable
Face Value/ IssuePriceof NCDs (₹/ NCD)	Rs.1000
Minimum Application size and in multiples of NCD there after	Rs.10,000 (10NCDs)andinmultipleof₹1,000(1NCD)thereafter.
Nature of Indebtedness	Secured

1.Company Information

Sammaan Capital Limited ('SCL') formerly known as Indiabulls Housing Finance Limited (IBHFL) is mortgage-focused non-banking financial company (NBFC). The company is regulated by the Reserve Bank of India (RBI), and is ‘AA’ rated by leading rating agencies CRISIL and ICRA. The company has a balance sheet size of ₹ 0.73 trillion as on 31 March, 2024 and serviced more than 1.5 million happy customers. The company has strong nationwide presence of over 200 branches which offers quick, convenient and competitively priced home loans in the affordable housing segment. Additionally, the company also offers loans to MSMEs/small business for working capital. At Sammaan, we're more than a Non-Banking Financial institution; we're a community where every story is valued, and every dream finds support.

2. Ratings

CRISIL AA/Stable” (pronounced as CRISIL double A rating with stable outlook) by CRISIL Ratings Limited and “[ICRA] AA (Stable)” (pronounced as ICRA double A rating with a stable outlook) by ICRA Limited

3.KFin Technologies Limited

Kfin Technologies Limited

Phone:+ 04067162222, 04079611000

Email:sll.ipo@kfintech.com

Website: https://kosmic.kfintech.com/ipostatus/

Samman Capital NCD Sep Tranche I 2023 Financial Information (Restated Consolidated)

Period Ended	Assets	Revenue	Profit After Tax	Net Worth
FY 2024	73066.4	8,624.77	1216.97	19791.90
FY 2023	74945.00	8725.79	1127.68	17361.25
FY 2022	81973.32	8993.9	1177.74	16674.06
Amount in Rs. Crore

Issuer	Samman Capital LIMITED
Instrument	Secured Redeemable Non-Convertible Debentures (NCDs)
Issue Opens on	Friday, September 06, 2024
Issue Closes on	Thursday, September 19,2024
Issue Size	Public issue by Sammaan Capital Limited (the “Company”/ “Issuer”) of secured redeemable non-convertible debentures of face value of ₹1,000 each (“NCDs”) for an amount up to ₹125 crores (“Base Issue Size”) with a green shoe option of ₹125 crores aggregating up to ₹250 crores.
Issue Price / Face Value	Rs.1,000/- per NCD
Minimum Application	Rs.10,000/- (10 NCD) and in multiples of Rs.1,000/- (1 NCD) thereafter.
Credit Rating	“CRISIL AA/Stable” (pronounced as CRISIL double A rating with stable outlook) by CRISIL Ratings Limited and “[ICRA] AA (Stable)” (pronounced as ICRA double A rating with a stable outlook) by ICRA Limited
Registrar	Link Intime India Private Limited
Listing	The NCDs are proposed to be listed on BSE
Category	I - Institutional	II - Non-Institutional	III -HNI	IV - Retail Individual Investor
Category Allocation	30%	10%	30%	30%
Put/Call Option	N.A.
Mode of Allotment	Compulsorily in dematerialized form.
Allotment	First Come First Serve Basis
Depositories	NSDL and CDSL

Specific Terms for Each Series of NCDs
Series	I	II	III	IV	V	VI	VII	VIII	IX	X	XI	XII
Frequency of Interest Payment	Annual	Monthly	Cumulative	Annual	Monthly	Cumulative	Annual	Monthly	Cumulative	Annual	Monthly	Cumulative
Tenor	24 Months	24 Months	24 Months	36 Months	36 Months	36 Months	60 Months	60 Months	84 Months	84 Months	120 Months	120 Months
Coupon (% perannum) for Category I & II	9.25%	8.88%	NA	9.40%	9.02%	NA	9.65%	9.25%	10.00%	9.57%	10.25%	9.80%
Coupon (per annum)III & IV	9.65%	9.25%	NA	9.90%	9.48%	NA	10.15%	9.71%	10.50%	10.03%	10.75%	10.25%
Effective Yield (per annum) for in Category I & II	9.25%	9.25%	9.25%	9.40%	9.40%	9.40%	9.65%	9.65%	10.00%	10.00%	10.25%	10.24%
Effective Yield (per annum)III & IV	9.65%	9.65%	9.65%	9.90%	9.90%	9.90%	10.15%	10.15%	10.50%	10.48%	10.74%	10.75%
Mode of Interest Payment	Through various modes available
Amount (₹ / NCD) on Maturity for NCD Holders in Category I,II, III & IV Maturity for NCD Holders in	Rs.1000	Rs.1000	Rs.1193.56	Rs.1000	Rs.1000	Rs.1309.34	Staggered Redemption in Three (3) annual payments of . 333.33 each starting from 3rd anniversary* until Maturity		Staggered Redemption in Five (5) annual payments of ₹ 200 each starting from 3rd anniversary* until Maturity		Staggered Redemption in Eight (8) annual payments of ₹ 125 each starting from 3rd anniversary* until Maturity
Put/Call Option	NotApplicable
Face Value/ IssuePriceof NCDs (₹/ NCD)	Rs.1000
Minimum Application size and in multiples of NCD there after	Rs.10,000 (10NCDs)andinmultipleof₹1,000(1NCD)thereafter.
Nature of Indebtedness	Secured

Prospectus File

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