UGRO CAPITAL LIMITED NCD

UGRO Capital Limited NCD

Invest Now

Issue Size (Net)

up to Rs. 200 Cr

Credit Ratings

“IND A+/STABLE

Issue Opening Date

April 03, 2025

Issue Closing Date

April 21, 2025

ROI Chart Term Sheet Company Highlights Financials Highlights Prospectus

Specific Terms for Each Series of NCDs
Series	I	II	III	IV	V
Frequency of Interest Payment	Monthly	Annually	Monthly	Monthly	Monthly
Tenor	18 Months	18 Months	24 Months	30 Months	42 Months
Coupon (% per annum) for NCD Holders in all Categories	10.00%	10.39%	10.15%	10.25%	10.50%
Effective Yield (% per annum) for NCD Holders in all Categories	10.47%	10.47%	10.64%	10.75%	11.01%
Redemption Amount (₹ / NCD) on Maturity for NCD Holders in all Categories	Rs.1000	Rs.1000	Rs.1000	Rs.1000	Rs.1000
Put and Call Option	Not Applicable

1.Company Information

UGRO Capital Limited is a non-deposit taking systemically important NBFC registered with the RBI and the equity shares of the Company are listed on NSE and BSE. The NCDs proposed to be issued under the Issue have been rated “IND A+/STABLE” for an amount of ₹ 20,000 lakh by India Rating and Research Private Limited. UGRO Capital currently engaged in the business of lending and primarily deals in financing SME and MSME sector with focus on Healthcare, Education, Chemicals, Food Processing/FMCG, Hospitality, Electrical Equipment & Components, Auto Components and Light Engineering segments and Micro Enterprises segmentsUGRO is in collaboration with 15 co-lending partners, 55+ lenders, 45+ fintechs, 65+ Anchors, 70+ OEMs and 650+ GRO partners to provide data backed customized finance solutions to over 83,000 MSMEs across India. As on June 30, 2024, UGRO was operating from 23 prime branches and 141 micro branches with an AUM of Rs. 9, 21,772.71 lakh and catering more than 83,500 customers.

2. Rating:

“IND A+/STABLE” by India Ratings & Research Private Limited

3.Ugro Capital NCD Registrar

MUFG Intime India Private Ltd

C 101, 247 Park, L.B.S.Marg,

Vikhroli (West), Mumbai - 400083

Phone: +91-22-4918 6270

Email:ugrocapital.ncd3@linkintime.co.in

Website: https://linkintime.co.in/initial_offer/public-issues.html

UGRO Capital Limited Financial Information

Total AUM	Total Disbursement	Total Income	Total Expenditure	Profit after tax	Net worth**	Debt to Equity ratio***	CRAR (%)	Gross Stage 3 Assets (%)	Net Stage 3 Assets (%)	Return on Assets (%)#	Return on Net worth (%)****
FY2024	9,04,705.74	10,21,712.74	1,08,168.12	90291.87	11,934.48	1,43,836.17	3.23%	20.75%	3.09%	1.64%	2.25%	9.85%
FY 2023	6,08,070.69	7,19,967.14	68,376.28	59,993.44	3,977.64	9840431%	3.20%	20.23%	2.46%	1.31%	1.11%	4.08%
FY 2022	2,96,890.60	3,13,800.00	31,341.59	29,323.81	1,455.06	96,656.32	1.86%	34.37%	2.28%	1.70%	0.63%	1.52%
Amount in Rs. Crore

Issuer	UGRO CAPITAL Limited
Instrument	Public Issue of Secured, Rated, Listed, Redeemable Non-Convertible Debentures
Issue Opens on	Thursday April 03, 2025
Issue Closes on	Monday April 21, 2025
Issue Size	Rs. 100 Crore with an option to retain oversubscription up to Rs. 100 Crore aggregating upto to Rs.200 Crore
Issue Price / Face Value	Rs.1,000/- per NCD
Minimum Application	Rs.10,000/- (10 NCD) and in multiples of Rs.1,000/- (1 NCD) thereafter.
Credit Rating	“IND A+/STABLE
Registrar	Link Intime India Private Limited
Listing	The NCDs are proposed to be listed on BSE and NSE
Category	I - Institutional	II - Non-Institutional	III -HNI	IV-Retail
Category Allocation	25%	25%	25%	25%
Put/Call Option	NA
Mode of Allotment	Compulsorily in dematerialized form.
Allotment	First Come First Serve Basis
Depositories	NSDL and CDSL

Specific Terms for Each Series of NCDs
Series	I	II	III	IV	V
Frequency of Interest Payment	Monthly	Annually	Monthly	Monthly	Monthly
Tenor	18 Months	18 Months	24 Months	30 Months	42 Months
Coupon (% per annum) for NCD Holders in all Categories	10.00%	10.39%	10.15%	10.25%	10.50%
Effective Yield (% per annum) for NCD Holders in all Categories	10.47%	10.47%	10.64%	10.75%	11.01%
Redemption Amount (₹ / NCD) on Maturity for NCD Holders in all Categories	Rs.1000	Rs.1000	Rs.1000	Rs.1000	Rs.1000
Put and Call Option	Not Applicable

Prospectus File

Download