Fixed Deposits

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Fixed deposits are among the most widely used investment choices in India. Like bank FDs, corporate FDs are also term deposit that have fixed terms and fixed interest rates, and they are offered by companies, non-banking finance companies (NBFCs), and housing finance companies (HFCs). Compared to bank FDs, they provide better rates.

Choose from Top Fixed Deposits

LIC Housing Finance Ltd FD

LIC Housing Finance Ltd

Rating

FAAA

Tenure

1-5 Years

Rate of Interest

6.90% - 7.65%

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Mahindra Finance

Rating

FAAA

Tenure

1-5 Years

Rate of Interest

7.10% - 8.10%

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Shriram Fixed Deposit

Shriram Finance

Rating

AA+

Tenure

1-5 Years

Rate of Interest

7.59% - 8.80%

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Bajaj Finserv FD

Bajaj Finance

Rating

AAA

Tenure

1-5 Years

Rate of Interest

7.16% - 8.40%

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PNB Finance FD

PNB Housing Finance

Rating

FAA

Tenure

1-5 Years

Rate of Interest

7.02% - 8.00%

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ICICI Home Finance FD

ICICI Home Finance

Rating

FAAA

Tenure

1-10 Years

Rate of Interest

7.00% - 7.80%

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Bajaj Finance Digital FD

Bajaj Finance Digital FD

Rating

AAA

Tenure

42 Months

ROI Individual

8.09% - 8.40%

ROI Sr. Citizen

8.33% - 8.65%

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Fixed Deposit Calculator

Trending Fixed Deposit Interest Rates

Fixed Deposit Interest Rates are always changing, so investors must keep up with the recent developments. Knowing the current interest rates can help individuals maximize their earnings, as banks and other fiscal associations always change their rates. These rates change according to the issuer, the depositor's age, and the length of the deposit. Investors can make wise choices and safely invest their savings to lock-in attractive rates by following these rates. To get the top returns on your investment, check the latest Fixed Deposit Interest Rates before investing.


Interest Rate	8.10%	8.70%	8.10%
Tenure	3 years	3 years	3-5 years
Rating	FAAA	AA+	AAA

Why Invest in Fixed Deposits?

It is, also called Company Fixed Deposits, similar to regular fixed deposit schemes, but they are provided by corporate entities and NBFCs.Similar to banks, the Reserve Bank of India allows certain NBFCs to take deposits at a fixed interest rate and duration, ensuring regulatory oversight. Investors must look at solutions that offer steady returns, and Fixed Deposits stand out for their attractive interest rates.

Fixed deposit interest rates don't change even when the market conditions change. You will particularly benefit from this stability if you're seeking steady returns that involves low risk.

Moreover, corporate fixed deposits provide duration flexibility, with options spanning from a few months to several years. This allows you to invest as per your long-term or short-term financial needs.

Similar to Bank FDs, corporate fixed depositsalso offer the following benefits

(I) Fixed Interest Rates.
(II) Flexible Tenure Options
(III) Flexible Interest Payout Frequency.
(IV) Additional Interest for Senior Citizens.

Two additional benefits of corporate fixed deposits compared to bank fixed deposits are

(I) The Interest Rates are typically higher than those offered by banks.
(II) In this, the penalty period for withdrawing early is shorter

Taxation on Corporate Fixed Deposit Interest Rates

The amount of tax taken from Taxation on Corporate FD rates.

The amount of tax taken from Fixed Deposits interest varies depending on who holds the account

(I) For Non-Resident Indians (NRIs), the TDS rate is 30%, plus extra charges, according to Section 195 of the IT Act 1961.
(II) For Indian citizens, the TDS rate on interest is 10%, but only if the interest earned is more than Rs. 5000.
(III) Senior citizens pay a 10% TDS on FD interest. But if their total income, including FD interest, is below Rs. 5,00,000 per year, they're exempt from tax.

To avoid tax deductions on Fixed Deposits, submit either Form 15G or 15H to your bank or NBFC at the start of the financial year.

What are Corporate Fixed Deposits?

Corporate Fixed Deposits are investment instruments that are offered by credit worthy companies where investors can deposit a fixed amount for a specific term in exchange for a fixed interest rate. Unlike traditional banks and NBFCs, Corporates typically offer higher interest rates to attract investors with their fixed deposit schemes. Corporate FDs operate as funding sources for companies, supporting them to raise capital for various operational and growth-related needs. These deposits hold a degree of risk, as they are not insured by government agencies, so investors should evaluate the company’s credit rating and financial stability before investing.

Why should you consider investing in corporate fixed deposits?

Higher Returns

Fixed Deposits offered by Companies provide higher interest rates than traditional bank fixed deposits, making them an attractive investment option for those looking to earn higher returns.

Fixed Returns

Corporate fixed deposits offer a fixed rate of return, which means that investors can expect to earn a predetermined amount of interest on their investments. This makes it easier to plan and manage finances.

Diversification

Investing in CFDs can provide diversification to an investment portfolio. It can help balance the risk-reward profile of an investor's overall portfolio.

Tenure

Fixed Deposits usually have a fixed tenure, which can range from a few months to a few years. This can help investors plan their investments and liquidity needs accordingly.

Credit rating

Companies offering corporate Fixed Deposits typically have their credit rating evaluated by credit rating agencies, which can provide investors with an indication of the creditworthiness of the company. This can help investors make more informed decisions about their investments.

How can an Fixed Deposit calculator help you ?

An FD calculator is a vital tool for estimating returns, comparing options, and planning finances effectively. By inputting the principal amount, tenure, and fixed deposit interest rates, it provides accurate projections of maturity proceeds, aiding in decision-making. It also helps understand the impact of compound interest, crucial for maximizing earnings. Additionally, it facilitates comparisons between different banks and their offerings, ensuring optimal returns. Overall, an FD calculator empowers investors to make informed decisions, tailor investments to their goals, and achieve financial objectives efficiently.

Fixed Deposit Calculator

Principal

₹

Rate of Interest

%

Period

Frequency

Simple Interest

Compund Monthly

Compound Quarterly

Compound Half Yearly

Compound Yearly

Value on Maturity

0

Effective Yield

0

Frequently Asked Questions (FAQs)

Fixed deposits are investment options where you put a lump sum amount with a bank or financial institution for a specified time, earning a secured interest rate. They are a safe way to increase your savings steadily over time.

In fixed deposits, you deposit money for a distinct period ranging from a few months to certain years. During this term, your money earns a fixed interest rate. At maturity, you obtain your initial amount along with the accumulated interest.

Corporate Fixed Deposits are a type of investment where an investor can deposit a sum of money with a company for a fixed period, at a fixed rate of interest. The interest rate is usually higher than bank fixed deposits.

CFDs are relatively safe, but there is always some degree of risk involved. It is important to do your due diligence and research the credit rating and financial health of the company before investing.

Corporate FD Rates are greater than those on ordinary FDs. Interest rate spreads can range from 100 - 200 basis points.

LIC Housing Finance, PNB Housing Finance, Mahindra Finance, Bajaj Finserv, and Shriram Finance, are a few of the well-known companies that provide Fixed Deposits.

These companies' Fixed Deposit Schemes have earned an "AA/AAA" grade (confirmed over an extended period) from independent rating agencies such as CRISIL, ICRA, and CARE, indicating a reliable track record and the highest level of safety in terms of prompt return of principal and interest.

The minimum investment amount for Corporate Fixed Deposits varies from company to company. It can be as low as Rs. 10,000 and can go up to Rs.10 crore or more

Indeed, you can. Premature withdrawals are not permitted during the basic lock-in period, which is 3 months from the date of deposit. After 3 months, you could withdraw the money for any emergency by paying a small penalty on the interest.

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Maximize Your Savings with LIC Housing Finance Ltd.'s Fixed Deposits

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What are the benefits of investing in fixed deposit (FD) Online

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RR has been a Pioneer National Distributor of Fixed Deposits for the last 35 years. We have a pan-India presence through a network of offices and collection centers.

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All the above terms are subject to change without any prior notice, it is advisable to confirm ROI before making the payment/investment. You are advised to independently verify the data of Investee Company and their rating from the rating agencies, RR is not liable for soundness of any investee company or investments made through it. (Disclaimer)

FD Rates of Top 5 Private Banks

Tenor Bucket	Deposit less than 2 Crore
Tenor Bucket	Interest Rate (per annum)	**Senior Citizen Rates (per annum)
7 - 14 days	3.00%	3.50%
15 - 29 days	3.00%	3.50%
30 - 45 days	3.50%	4.00%
46 - 60 days	4.50%	5.00%
61 - 89 days	4.50%	5.00%
90 days < = 6 months	4.50%	5.00%
6 months 1 days <= 9 months	5.75%	6.25%
9 months 1 day to < 1 year	6.00%	6.50%
1 year to < 15 months	6.60%	7.10%
15 months to < 18 months	7.10%	7.60%
18 months to < 21 months	7.25%	7.75%
21 months - 2 years	7.00%	7.50%
2 years 1 day to < 2 years 11 Months	7.00%	7.50%
2 year 11 Months - 35 Months	7.15%	7.65%
2 year 11 Months 1 Days <= 3 Year	7.00%	7.50%
3 year 1 days to < 4 Years 7 Months	7.00%	7.50%
4 year 7 Months - 55 Months	7.20%	7.70%
4 year 7 Months 1 day <= 5 Years	7.00%	7.50%
5 year 1 day - 10 years	7.00%	7.50%*

Tenor Bucket	Interest rates (per cent per annum) w.e.f. February 17, 2024 Single deposit of less than ₹2 Crores
Tenor Bucket	General	**Senior Citizen
7 - 14 days	3.00%	3.50%
15 - 29 days	3.00%	3.50%
30 - 45 days	3.50%	4.00%
46 - 60 days	4.25%	4.75%
61 - 90 days	4.50%	5.00%
91 - 120 days	4.75%	5.25%
121 -150 days	4.75%	5.25%
151 - 184 days	4.75%	5.25%
185 - 210 days	5.75%	6.25%
211 - 270 days	5.75%	6.25%
271 - 289 days	6.00%	6.50%
290 - less than 1 year	6.00%	6.50%
1 year - 389 days	6.70%	7.20%
390 days to < 15 months	6.70%	7.20%
15 months to < 18 months	7.20%	7.75%
18 months to 2 years	7.20%	7.75%
2 years 1 day to 3 years	7.00%	7.50%
3 years 1 day to 5 years	7.00%	7.50%
5 years 1 day to 10 years	6.90%	7.50%
5 Years (80C FD) – Max to 1.50 lac	7.00%	7.50%

Tenor Bucket	Interest rates (per cent per annum) w.e.f. March 22, 2023 Single deposit of less than ₹20.0 million
Tenor Bucket	General	**Senior Citizen
7 - 14 days	2.75%	3.25%
15 - 30 days	3.00%	3.50%
31 - 45 days	3.25%	3.75%
46 - 90 days	3.50%	4.00%
91 - 120 days	4.00%	4.50%
121 - 179 days	4.25%	4.75%
180 days	7.00%	7.50%
181 days - 269 days	6.00%	6.50%
270 days	6.00%	6.50%
271 days - 363 Days	6.00%	6.50%
364 days	6.50%	7.00%
365 - 389 days	7.10%	7.60%
390 Days(12 months 25 days)	7.40%	7.90%
391 Days - less than 23 months	7.40%	7.90%
23 months	7.30%	7.85%
23 months 1 days - less than 2 Years	7.30%	7.85%
2 years - less than 3 year	7.15%	7.65%
3 year and above but less than 4 years	7.00%	7.60%
4 years and Above - less than 5 years	7.00%	7.60%
5 years - less than or equal to 10 years	6.20%	6.70%

Tenor Bucket	Interest rates (per cent per annum) w.e.f. March 22, 2023 Single deposit of less than ₹20.0 million
Tenor Bucket	General	**Senior Citizen
7 - 14 days	3.00%	3.50%
15 - 29 days	3.00%	3.50%
30 - 45 days	3.50%	4.00%
46 - 60 days	4.25%	4.75%
61 days < 3 Months	4.75%	5.00%
3 months < 3 months 24 days	4.75%	5.25%
3 months 24 days < 4 months	4.75%	5.25%
5 months < 6 months	4.75%	5.25%
6 months < 7 months	5.75%	6.25%
7 months < 8 months	5.75%	6.25%
8 months < 9 months	5.75%	6.25%
9 months < 10 months	6.00%	6.50%
10 months < 11 months	6.00%	6.50%
11 months - 11 months 24 days	6.00%	6.50%
11 months 25 days < 1 year	6.00%	6.50%
1 year - 1 year 4 days	7.70%	7.20%
1 year 5 days - 1 year 10 days	6.70%	7.20%
1 year 11 days - 1 year 24 days	6.70%	7.20%
1 year 25 days < 13 months	6.70%	7.20%
13 months < 14 months	6.70%	7.20%
14 months < 15 months	7.70%	7.20%
15 months < 16 months	7.10%	7.60%
16 months < 17 months	7.10%	7.60%
17 months < 18 months	7.20%	7.85%
18 Months < 2 years	7.10%	7.60%
2 years < 30 months	7.10%	7.60%
30 months < 3 years	7.10%	7.60%
3 years < 5 years	7.10%	7.60%
5 years to 10 years	7.00%	7.75%

Tenor Bucket	Interest rates (per cent per annum) w.e.f. 21st November, 2023 Single deposit of less than ₹2 Crore
Tenor Bucket	General	**Senior Citizen
7 days to 14 days	3.25%	3.75%
15 days to 45 days	3.70%	4.20%
46 days to 90 days	4.10%	4.60%
91 days to 120 days	4.75%	5.25%
121 days to 180 days	5.00%	5.50%
181 days to 271 days	6.10%	6.60%
272 days to < 1 year	6.35%	6.85%
1 year	7.25%	7.75%
1 year 1 day to < 18 months	7.50%	8.00%
18 months to < 24 months	7.75%	8.25%
24 months to < 36 months	7.25%	7.75%
36 months to < 60 months	7.25%	8.00%
60 months	7.25%	8.00%
60 months 1 day to <= 120 months	7.00%	7.75%

FD Rates of Top 5 PSU Banks

Maturity Period	Interest rates (per cent per annum) w.e.f. February 15, 2023
Maturity Period	General	**Senior Citizen
7 days to 45 days	3.50%	4.00%
46 days to 179 days	5.50%	6.00%
180 days to 210 days	6.00%	6.50%
211 days to less than 1 year	6.25%	6.75%
1 Year to less than 2 years	6.80%	7.30%
2 years to less than 3 years	7.00%	7.50%
3 years to less than 5 years	6.75%	7.25%
5 years and up to 10 years	6.50%	7.50%

Maturity Period	Interest rates w.e.f. February 20, 2023
Maturity Period	General	**Senior Citizen
7 to 14 days	3.50%	4.00%
15 to 29days	3.50%	4.00%
30 to 45 days	3.50%	4.00%
46 to 60 days	4.50%	5.00%
61 to 90 days	4.50%	5.00%
91 to 179 days	4.50%	5.00%
180 to 270 Days	6.00%	6.50%
271 to 299 days	6.25%	7.75%
300 days	7.05%	7.55%
301 days to less than 1 Year	6.25%	6.75%
1 year	6.75%	7.25%
above 1 year to 339 days	6.80%	7.30%
400 days	7.25%	7.75%
401 days to 2 years	6.80%	7.30%
above 2 year & upto 3 years	7.00%	7.50%
above 3 year & upto 5 years	6.50%	7.00%
above 5 years & upto 10 years	6.50%	7.30%

Note: The FD interest rates are effective as of 12 April, 2024

Tenor Bucket	Interest rates w.e.f. November 14, 2022
Tenor Bucket	General	**Senior Citizen
7 days to 14 days	4.25%	4.75%
15 days to 45 days	4.50%	5.00%
46 days to 90 days	5.50%	6.00%
91 days to 180 days	5.60%	6.10%
181 days to 210 days	5.75%	6.25%
211 days to 270 days	6.15%	6.65%
271 days & above and less than 1 year	6.25%	6.75%
360 Days	7.10%	7.60%
1 year	6.85%	7.35%
Above 1 year to 400 days	6.85%	7.35%
Above 400 days and upto 2 Years	6.85%	7.35%
Above 2 Years and upto 3 Years	7.25%	7.75%
Above 3 Years and upto 5 Years	6.50%	7.15%
Above 5 Years and upto 10 Years	6.50%	7.50%
Above 10 years (MACT/MACADCourt Order schemes only)	6.25%	6.75%
399 Days (Baroda Tiranga Plus Deposit Scheme)	7.15%	7.65%

Tenor Bucket	Interest rates w.e.f. January 18, 2023
Tenor Bucket	General	**Senior Citizen
7 Days to 45 Days	4.00%	4.00%
46 Days to 90 Days	5.25%	5.25%
91 Days to 179 Days	5.50%	5.50%
180 Days to 269 Days	6.15%	6.65%
270 Days to less than 1 Year	6.25%	6.75%
1 Year only	6.85%	7.35%
444 days	7.25%	7.75%
Above 1 Year to less than 2 Years	6.85%	7.35%
2 Years & above to less than 3 Years	6.85%	7.35%
3 Years & above to less than 5 Years	6.80%	7.3%
5 Years & above to 10 Years	6.70%	7.20%

Maturity Period	Interest rates (per cent per annum) w.e.f. January 10, 2023
Maturity Period	General	**Senior Citizen
7 days to 14 days	3.00%	3.00%
15 days to 30 days	3.00%	3.00%
31 days to 45 days	3.00%	3.00%
46 days to 90 days	4.50%	4.50%
91 days to 179 days	4.50%	4.50%
180 days to 210 days	5.50%	6.00%
211 days to 269 days	5.50%	6.00%
270 days to less than 1 year	5.75%	6.25%
1 year	6.80%	7.30%
Above 1 Year to less than 2 Years	6.80%	7.30%
2 year	7.25%	7.75%
1 Year to less than 2 Years (except 444 Days)	6.00%	6.50%
444 days	7.05%	7.55%
2 Years to less than 3 Years	6.75%	7.25%
3 Years to less than 5 Years	6.5%	7.25%
5 Years to less than 8 Years	6.00%	6.75%
8 years & above to 10 Years	6.00%	6.75%

Mahindra Finance

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Samruddhi Fixed Deposits upto 5 Cr.
Period (Months)	Non-Cumulative Scheme				Cumulative Scheme
	Monthly	Quarterly	Half yearly	Yearly	Interest
12	7.10	7.20	7.25	7.50	7.50
24	7.30	7.40	7.55	7.80	7.80
36	7.55	7.65	7.85	8.10	8.10
48	7.50	7.60	7.80	8.05	8.05
60	7.55	7.65	7.85	8.10	8.10
0.25% extra for Sr. Citizen &0.35% extra to Employees/Employees' relative,(All M&M Group Companies Employees). Interest Compounded Annually w.e.f. 25th April 2024.

Dhanvrudhi Fixed Deposits upto 5 Cr.
Period (Months)	Non-Cumulative Scheme				Cumulative Scheme
	Monthly	Quarterly	Half yearly	Yearly	Interest
15	7.25	7.35	7.50	7.75	7.75
30	7.40	7.50	7.65	7.90	7.90
42	7.50	7.60	7.80	7.80	8.05
0.10% extra for Senior citizens. No renewal & employee benefits.

Mahindra Finance FD

Mahindra Finance FD comes with several benefits. With a range of flexible tenure options that suit your needs, it ensures stability and growth for your investments.

Why choose a Mahindra Finance FD? It offers more than just an investment—it secures your future with a dependable fixed deposit solution. With RR Finance by your side, your investment experience remains seamless and trouble-free.

At RR Finance, we understand that everyone's needs are different. That's why our Mahindra Finance FD offers various time options. Along with competitive interest rates, they also promise timely returns.

Ready to take the first step toward a brighter financial future? Discover the benefits of Mahindra Finance FD through RR Finance today.

Shriram Finance

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Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
Shriram Unnati 0.50% Seniour citizens in all tenures,0.25% for Renewal,Seniour citizen Renewal 0.50+0.25 =0.75%. Additional 0.10% for all women. (effective from 9th April 2024)
12	7.59%	7.63%	7.71%	7.85%	7.85%
15 New	7.87%	7.92%	8.00%	8.05%	8.05
18	7.73%	7.77%	7.85%	8.00%	8.00%
24	7.87%	7.92%	8.00%	8.15%	8.15%
30	8.05%	8.10%	8.18%	8.35%	8.35%
36	8.38%	8.43%	8.52%	8.70%	8.70%
42	8.42%	8.47%	8.56%	8.75%	8.75%
50	8.47%	8.52%	8.62%	8.80%	8.80%
60	8.47%	8.52%	8.62%	8.80%	8.80%

Shriram Fixed Deposit

Shriram Fixed Deposit comes with several benefits. With a range of flexible tenure options that suit your needs, it ensures stability and growth for your investments.

Why choose a Shriram Fixed Deposit? It offers more than just an investment—it secures your future with a dependable fixed deposit solution. With RR Finance by your side, your investment experience remains seamless and trouble-free.

At RR Finance, we understand that everyone's needs are different. That's why our Shriram Fixed Deposit offers various time options. Along with competitive interest rates, they also promise timely returns.

Ready to take the first step toward a brighter financial future? Discover the benefits of Shriram Fixed Deposit through RR Finance today.

Bajaj Finance

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FD Rates Valid for deposit amount Rs.15,000 - Rs. 25,000
Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
12-14	7.35	7.39	7.46	7.60	7.60
15-23	7.44	7.49	7.56	7.70	7.70
24-35	7.72	7.77	7.85	8.00	8.00
36-60	8.00	8.05	8.13	8.30	8.30
18	7.72	7.77	7.85	8.00	8.00
22	7.81	7.87	7.94	8.10	8.10
33	8.00	8.06	8.13	8.30	8.30
44	7.14	8.20	8.28	8.45	8.45
42	8.28	8.34	8.42	8.60	8.60
Extra 0.25% for Senior Citizens, Interest Compounded Annually.

FD Rates Valid for deposit amount Rs. 25,001 - Rs. 3,00,00,000
Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
12-14	7.16	7.20	7.27	7.40	7.40
15-23	7.25	7.30	7.36	7.50	7.50
24-35	7.53	7.58	7.65	7.80	7.80
36-60	7.81	7.87	7.94	8.10	8.10
18	7.53	7.58	7.65	7.80	7.80
22	7.63	7.68	7.75	7.90	7.90
33	7.81	7.87	7.94	8.10	8.10
44	7.95	8.01	8.09	8.25	8.25
42	8.09	8.15	8.23	8.40	8.40
Extra 0.25% for Senior Citizens, Interest Compounded Annually.

Bajaj Fixed Deposit

Bajaj Fixed Deposit comes with several benefits. With a range of flexible tenure options that suit your needs, it ensures stability and growth for your investments.

Why choose a Bajaj Fixed Deposit? It offers more than just an investment—it secures your future with a dependable fixed deposit solution. With RR Finance by your side, your investment experience remains seamless and trouble-free.

At RR Finance, we understand that everyone's needs are different. That's why our Bajaj Fixed Deposits offer various time options. Along with competitive interest rates, they also promise timely returns.

Ready to take the first step toward a brighter financial future? Discover the benefits of Bajaj Fixed Deposits through RR Finance today.

HDFC Limited

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Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
Deposit Below ₹ 2 Crore (Effective from 21st June, 2023) For Senior Citizen(60 years and above) Additional 0.50% p.a. for a period of 12-60 months and 0.75% p.a. for a period of 61-120 months
12-14	6.56%	6.60%	6.65%	-	6.77%
15-17	7.06%	7.10%	7.16%	7.29%	7.29%
18-34	6.96%	7.00%	7.06%	7.19%	7.19%
35	7.16%	7.20%	7.27%	7.40%	7.40%
36-54	6.96%	7.00%	7.06%	7.19%	7.19%
55	7.21%	7.25%	7.32%	7.45%	7.45%
56-120	6.96%	7.00%	7.06%	7.19%	7.19%
Deposits above ₹ 2 Crore and below ₹ 5 Crore For Senior Citizen(60 years and above) Additional 0.50% p.a. for a period of 12-60 months and 0.75% p.a. for a period of 61-120 months
12-14	7.21%	7.25%	7.32%	-	7.45%
15-23	7.01%	7.05%	7.11%	7.24%	7.24%
24-120	6.96%	7.00%	7.06%	7.19%	7.19%
Deposits above ₹ 5 Crore and below ₹ 25 Crore
12-14	7.21%	7.25%	7.32%	-	7.45%
15-24	7.01%	7.05%	7.11%	7.24%	7.24%
25-120	6.96%	7.00%	7.06%	7.19%	7.19%

PNB Housing Finance

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Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
Deposit Upto 5 Cr 0.30% Senior Citizens in All tenures upto 1 Cr. Above Rs. 5 Cr. Approval required (w.e.f. 1st June 2024)
12-23	7.21%	7.25%	7.32%	7.45%	7.45%
24-35	7.02%	7.06%	7.12%	7.25%	7.25%
36-47	7.58%	7.63%	7.70%	7.85%	7.85%
48-59	7.16%	7.20%	7.26%	7.40%	7.40%
60-71	7.39%	7.44%	7.51%	7.65%	7.65%
72-84	7.16%	7.20%	7.27%	7.40%	7.40%
120	7.16%	7.20%	7.27%	7.40%	7.40%
Special Scheme upto 5Cr (Limited period offer)This special scheme is applicable from 12th September till 31st December only & senior citizen benefit is not applicable on this scheme
30	7.72%	7.75%	7.85%	8.00%	8.00%
* Additional Interest rate of 0.30% p.a. tenure 12-23 & 24-35 months & Interest rate of 0.20% p.a. tenure 36 months for Senior Citizen (above 60 Yr) Deposits applicable for deposits upto INR 1 Cr. (w.e.f. 15-04-2024)

ICICI Home Finance

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Period (Months)	Non-Cumulative Scheme				Cumulative Scheme
	Monthly	Quarterly	Half yearly	Yearly	Interest
"Public and other than public Deposits < 2cr Extra 0.25% additional interest for Senior Citizens. (w.e.f. 28th November 2024)"
>=12 - <24M	7.00	7.05	N/A	7.25	7.25
>>=24 - <36M	7.40	7.45	N/A	7.65	7.65
>=36 - <48M	7.50	7.55	N/A	7.75	7.75
>=48 - <=60M	7.50	7.55	N/A	7.75	7.75
Special Deposit Scheme w.e.f 28.11.2024
39	7.55	7.60	N/A	7.80	7.80
45	7.55	7.60	N/A	7.80	7.80

LIC Housing Limited

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Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
Upto 20CR For Sr. Citizen 0.25% extra p.a. (for deposits upto 20000 & above but less than 2Cr.)Individuals Interest Payable & Compounding on annually basis. (EFFECTIVE FROM 14th May 2024)
12	6.90%	-	-	7.15%	7.15%
18	7.00%	-	-	7.25%	7.25%
24	7.25%	-	-	7.50%	7.50%
36	7.40%	-	-	7.65%	7.65%
60	7.40%	-	-	7.65%	7.65%
Above 20 Cr.
12	6.90%	-	-	7.15%	7.15%
18	6.90%	-	-	7.15%	7.15%
24	7.15%	-	-	7.40%	7.40%
36	7.40%	-	-	7.65%	7.65%
60	7.40%	-	-	7.65%	7.65%

Bajaj Finance Digital FD

Bajaj Finance Digital FD	ROI Individual
42 Months	Cumulative 8.40%	Non Cumulative
Monthly	Quarterly	Half Yearly	Annual
8.09%	8.15%	8.23%	8.40%

Bajaj Finance Digital FD	ROI Sr. Citizen
42 Months	Cumulative 8.65%	Non Cumulative
Monthly	Quarterly	Half Yearly	Annual
8.33%	8.38%	8.47%	8.65%

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Bank details for making payemnt via RTGS/NEFT/CHEQUE

Bank	Beneficiary Name	A/c No	IFSC Code	Bank Address
HDFC Bank	HDFC Ltd	00600350003778	HDFC0000060	Fort, Mumbai
* Make cheque in favour of "HDFC Ltd".

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Bank details for making payemnt via RTGS/NEFT/CHEQUE

Bank	Beneficiary Name	A/c No	IFSC Code	Bank Address
IndusInd Bank	Bajaj Finance FD	ZBAJAJFD (No space in Z, Bajaj & FD)	INDB0000006(all the 6 digits after B are zeroes)	Nariman Point, Mumbai
* Make cheque in favour of "Bajaj Finance Ltd. A/c 00070350006738". (Name of 1st holder shall appear on the cheque. Else bank statement required)

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Bank details for making payemnt via RTGS/NEFT/CHEQUE

Bank	Beneficiary Name	A/c No	IFSC Code	Bank Address
ICICI BanK	PNB Housing Finance Ltd	PNBDFD	ICIC0000106	RPC Delhi
* Make cheque in favour of "PNB Housing Finance Ltd".

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Bank details for making payemnt via RTGS/NEFT/CHEQUE

Bank	Beneficiary Name	A/c No	IFSC Code	Bank Address
ICICI BanK	ICICI Home Finance Co. Lt	000405070754	ICIC0000004	Nariman Point, Mumbai
* Make cheque in favour of "ICICI Home Finance Co. Lt".

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Payment

Bank details for making payemnt via RTGS/NEFT/CHEQUE

Bank	Beneficiary Name	A/c No	IFSC Code	Bank Address
Axis Bank	LIC Housing Finance Limited	919020003182009	UTIB0000447	Cuffe Parade Branch
* Make cheque in favour of "LIC Housing Finance Limited".

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